Karmeka Privacy Policy

Effective Date: 1 August 2025

Last Updated: 1 August 2025

What This Privacy Policy Covers

Your privacy is important to Karmeka, and we are committed to being transparent about how and why we collect, use, and disclose information about you. This policy explains:

  • The personal information Karmeka collects from you and why
  • How we use that information
  • How we share it
  • How we handle the content you place in our products and services

For the purposes of this Privacy Policy, "Personal Information" refers to any information that can be used to identify you, including but not limited to contact information, transaction data, and vehicle details. Please read this policy carefully to understand our practices regarding your Personal Information.

Who We Are

"Karmeka," "we," "us," and "our" refer collectively to Karmeka, a service operated by Meritirum Corp., also doing business as "Karmeka." We are committed to safeguarding the privacy and confidentiality of the personal information we collect. We provide an automotive marketplace platform that connects Car Owners with Service Providers. This platform is accessible via our website and mobile application ("App"). By accessing or using our website, App, or any services provided through the platform, you acknowledge and consent to the collection, use, and disclosure of your personal information as outlined in this Privacy Policy.

Information We Collect and Why

We collect personal information based on your interaction with Karmeka, whether as a Customer, Service Provider, Website Visitor, or App User. The information we collect varies according to your use of the platform and services.

1. Information Collected from Customers of Karmeka

If you are a Car Owner (Customer), we collect your full name, contact details (address, phone number, email), date of birth for age verification, and government-issued identification documents. We also collect vehicle information, such as make, model, year, VIN, license plate numbers, service history, maintenance records, and any diagnostic or technical data related to your vehicle. Additionally, we collect service transaction information, including booking details, service requests, communication logs with Service Providers, and customer feedback (reviews and ratings).

2. Information Collected from Visitors to the Website

When you visit the Karmeka website without registering for an account, we collect non-personal information like your IP address, device identifiers, browser type, and operating system. We may also collect browsing data through cookies and other tracking technologies, such as pages accessed and time spent on the site. This information helps us improve the functionality of the website and enhance your browsing experience.

3. Information Collected from Service Providers

As a Service Provider, we collect your professional qualifications, certifications, business registration details, insurance documentation, and work history. We also collect payment information to facilitate transactions with Customers. Any communication between Service Providers and Car Owners through the platform is also recorded.

4. Information Collected from Users of Our App

If you use the Karmeka App, we collect personal information such as your contact details, service history, and payment information. We also gather technical data, including device identifiers, app usage data, and location information (if permitted by your device settings).

How We Collect Personal Information

We collect personal information through various methods:

1. Direct Collection

We collect personal information when you create an account, book a service, register for our services, or communicate with customer support. We also gather information through voluntary surveys, feedback forms, and marketing sign-ups.

2. Automatic Collection

We use cookies, analytics, and tracking technologies to collect data about your interactions with our platform. This may include your device type, browser settings, pages viewed, and time spent on the website or app.

3. Third-Party Sources

We may collect personal information from third parties such as identity verification services, credit reporting agencies (with your consent), social media platforms (if linked), and insurance verification providers.

Cookies and Tracking Technologies

When you interact with our website or App, we use cookies and similar technologies to enhance your experience. Cookies are small files stored on your device that allow us to recognize your browser and track your usage patterns.

Types of Cookies:

  • Essential Cookies: Necessary for platform functionality, such as user authentication.
  • Analytics Cookies: Used to understand how you interact with the platform and improve performance.
  • Marketing Cookies: Help us deliver targeted advertising.
  • Preference Cookies: Remember your settings and preferences.

You can manage your cookie preferences through your browser settings or our cookie consent management tool. If you block cookies, some features of the platform may not work as intended.

How We Use Your Personal Information

We use your personal information for various purposes, including:

  • To Operate the Platform: We use personal information to create and manage accounts, facilitate connections between Car Owners and Service Providers, and process bookings and payments.
  • To Provide Customer Support: We use the information to respond to inquiries, resolve issues, and enhance the user experience.
  • For Safety and Security: We verify user identities, conduct background checks, and prevent fraud or abuse on the platform.
  • To Improve Our Services: We analyze platform usage and feedback to develop new features and optimize the platform.
  • For Legal and Regulatory Compliance: We comply with reporting requirements, respond to legal requests, and maintain records as required by law.
  • For Marketing and Communication: We may send updates, promotions, and surveys if you've opted into marketing communications.

How We Share Your Personal Information

We may share your personal information in the following circumstances:

  • With Service Providers: To facilitate services, we share necessary information such as Car Owner contact and vehicle details, service requests, and booking information.
  • With Customers: We share Service Provider information, including qualifications, certifications, service offerings, pricing, and customer reviews.
  • With Third-Party Service Providers: We may share your information with third-party vendors who assist us in payment processing, identity verification, hosting, and analytics.
  • For Legal and Regulatory Purposes: We may disclose personal information to comply with legal obligations, government investigations, or to protect our rights, property, or safety.
  • In the Event of a Business Transfer: In the event of a merger, acquisition, or sale of assets, personal information may be transferred to the acquiring entity, subject to appropriate privacy protections.

Your Privacy Rights

Depending on your role as a Customer, Visitor, Service Provider, or App User, you have the following rights concerning your personal information:

  • Access: You have the right to request access to the personal information we hold about you.
  • Correction: You can request corrections to inaccurate or incomplete information.
  • Deletion: You can request that we delete your personal information under certain circumstances.
  • Objection: You have the right to object to our processing of your data, including for direct marketing purposes.
  • Portability: You may request to have your data provided in a portable format.

To exercise your rights, please contact us using the information below.

Security of Your Personal Information

We implement technical, administrative, and physical safeguards to protect your personal information. These include encryption, secure data storage, access controls, regular security assessments, and staff training on privacy and data protection.

Data Retention

We retain personal information only for as long as necessary to fulfill the purposes for which it was collected or as required by law. Account information is retained while your account is active and for up to 7 years after account closure. Service records are retained for 7 years for tax and legal compliance.

Notifying You of Changes

We may update this Privacy Policy from time to time to reflect changes in our privacy practices, legal requirements, or platform features. We will notify you of material changes via email or platform notifications.

Contact Information

For privacy-related questions, complaints, or to exercise your rights under this policy, please contact our Privacy Officer at: privacy@karmeka.com

This Privacy Policy is effective as of the date listed above and supersedes all previous versions.